Is Your Kid Ready for College? Are You?

Are you ready? Is your child? Here are our top tips through pre-college process:

  • Get your auto insurance situated. Is your child taking a car to school? Or is he or she leaving it at home? It it’s the latter, talk to you insurance agent— you can probably save some money since the car won’t be driven for a certain amount of time. And if the carIS going to college, remind your young driver that insurance ussualy follows the car (not the driver). For best insurance offers do not hesitate to contact us.
  • Order that girl some pepper spray. Stay safe out there. A can of pepper spray is small enough to hook onto a key chain or lanyard. And it gives mom and dad some peace of mind.
  • Shop for dorm stuff early. Get shopping because things get picked over. And get your credit card ready—it’s no cheap date, says the mom who just dropped several hundred dollars at Target! Shop around – sometimes you can find the best deals online.
  • Cut the clutter. Work with your young adult to clean his or her room ,including closets that haven’t been touched since the 7th grade. Make piles – what will be moving on to college life, what can be trashed, what can be donated and what can be stored. Take only what you need. It’ll make move-in day much easier.
  • Talk to your student. Remind her to always lock the dorm doors. Kids are typically carefree, but theft is a real thing in colleges.  Does your student have expensive computer equipment? If so, it’s good to know that it’s generally protected in the dorm under a parents’ homeowners policy.  (Even still, talk to your agent to be sure.)

If your student is not new to the college scene and is living off campus in an apartment, he or she will probably need a renters insurance policy. Talk to an insurance professional to learn about your options.

Congratulations on successfully getting your kids this far–the rest is up to them.

August 28th, 2016 by Goodwill Financial