Business Interruption Insurance

Protect Today, Prepare for Tomorrow!

What You Get

Business interruption insurance can be as vital to your business survival. Most people would never consider opening a business without buying insurance to cover damage due to fire and windstorms.

If your business suffers a property loss it could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage. From the time the loss occurs until your business is running again, insurance can replace your lost profits, and provide a source of money to pay your necessary continuing expenses, like rent, payroll, taxes, etc.

What Does It Cover?


Business interruption insurance covers the revenue you would have earned, based on your financial records, had the disaster not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.


Business interruption insurance compensates you for lost income if your company has to vacate the premises due to disaster-related damage that is covered under your property insurance policy, such as a fire. It also covers the expense of moving your business to a temporary location and may include both moving and rent costs.

Employee Wages

This is an essential part of the coverage while you’re shut down. Your coverage can help you make payroll to your employees when you’re unable to operate.

Rent or Lease Payments

Many leases require the renter to continue making payments even if the premises become unusable. Most also exclude renters from any insurance a landlord has, so you need to rely on your own coverage.

Taxes and Loan Payments

Businesses are still required to pay taxes and monthly payments, even when disaster hits. This can help you pay your taxes on time.

If you want to find out more about your options and possibilities, contact us and get a FREE QUOTE!

Request a Quote!


579 W North Ave Suite 300, Elmhurst, IL 60126, USA

Phone: (630)-785-2412

Fax: (630) 785-2426


Contact Us

10 + 2 =